If a category is competitive, but the old model selection strategy is too specialized, the Credmark community can come together to decide on an improved strategy. Because of the implications of how this will end up affecting the system as a whole, the decisions for choosing model selection strategies for categories will be determined 9 by governance. CMK token holders will be able to vote to change model selection strategies for any category, bringing agility to the system as whole. This way, Credmark selects models that most accurately reflect reality, so users get the most accurate available results.